Bobby Hunter

  • Need Life Insurance? 4 Reasons You Should Work with a Licensed Agent

    If you're in the market for life insurance, don't try to go it alone. Purchasing life insurance requires attention to detail. It also requires experience that most people don't have. Now that you're ready to purchase life insurance, make sure you have someone in your corner to help. Here are four reasons why you need the assistance of a life insurance agent. They Understand Your Insurance Needs When it comes to purchasing life insurance, it's important that all your needs are met. [Read More]

  • If Your Family-Owned Business Is Becoming Successful, Protect Everyone's Health With Group Health Insurance

    Your family-owned business is profitable and expanded slightly but remains focused on a handful of your family members. In this situation, you need to make sure that you take the time to find high-quality group health insurance policies that can provide your with the protection that you need. Your Small Business Deserves Great Health Insurance  In a small family business, you need to take great pains to ensure that everyone has great health insurance. [Read More]

  • How Third Parties In Your Area Affect Your Auto Insurance Rates

    Your age, credit score, driving history, driving experience, and gender, as well as other first-party factors, are some of the things that affect your auto insurance rates. However, there are also third-party factors that may affect your rates. Here are some of those third parties. Government Auto insurance issues are generally regulated at the state level. States determine the minimum coverage level and whether you need underinsured or uninsured (UIM/UM) coverage. [Read More]

  • 3 Ways To Save On Auto Insurance

    Auto insurance is mandatory throughout most the US in order to be able to be on the road. Even if you live in New Hampshire or Virginia, the two states where auto insurance is not a requirement, you will still want to ensure that you have adequate coverage. Not having auto insurance or not having enough coverage, can mean financial disaster. However, it's important to also have a policy that you can afford. [Read More]

  • SR22 Insurance; What You Need To Know About It

    Have you recently had your driver's license suspended or revoked? If so, having your license reinstated afterward may require SR22 insurance. If this is the first time you are hearing about SR22 auto insurance, you may be wondering what it is and why it is required. Here is an overview about what you need to know about this special kind of insurance for your unique situation. What's SR22 Insurance? SR22 insurance is a special policy you may need to purchase if  you've lost your license due to breaking the law. [Read More]

  • What Caused My Homeowners' Insurance To Rise In Cost?

     You've paid your premium on time, there's no serious damage to your house that you know of, and yet when the time came to renew your home insurance policy, you were told that your premium would spike upward. What gives? If you find yourself in this situation, here are some of the reasons why you might be looking at a higher monthly insurance cost. An Inspection Revealed Something Even if you pay your premium on time and don't give the insurance company any problems, they might still send someone out to your home for an inspection when you are up for a renewal. [Read More]

  • Keeping Your Car Safe, Retaining Value, And Avoiding Accidents

    There are about 6 million car wrecks on an annual basis, causing injuries and property damage. It takes some preemptive decisions to avoid malfunction that leads to vehicle wrecks and to make sure you can get your car back in one piece following a wreck. Whether you own a domestic or foreign vehicle, it's up to you to make things right. You can get started with the following words of advice. [Read More]

  • 3 Reasons Your New Company Needs Business Insurance

    When you are just starting out with a new business, money might be tight and you are likely trying to keep expenses to a minimum. That said, one expense you absolutely need to budget for every month is the premium on your business insurance. Here are three reasons why starting a new company without insurance is just asking for trouble: It Might Be the Law Depending on your state and how many employees your company has, your business might actually be legally required to carry different types of business insurance, including policies for workers' compensation or disability. [Read More]

  • Did You Get Injured Building A Defense Base Overseas? Your Employer Must Pay You Compensation

    There is a lot of good money available in building defense contracts, particularly if you go overseas. Hundreds of bases need to be built every year and maintained properly to ensure that our military members are safe. But if you are injured during one of these trips and your boss is trying to avoid paying your workers' compensation, you are protected by the Defense Base Act and should receive money. Builders like you are considered longshoremen, which mean you work overseas on a variety of different projects. [Read More]

  • Are You An Independent Contractor? Why You Absolutely Need Contractor Liability Insurance

    If you're an independent contractor, you may be thinking that you don't need commercial insurance for your business. Unfortunately, nothing could be farther from the truth. You may be an independent contractor, but you still need the protection that commercial insurance can provide. Contractor liability insurance is one type of commercial insurance that is particularly important. Whether you're a landscape architect, a plumber, or a house painter, here are just four of the reasons why you need contractor liability insurance. [Read More]