Blog

  • 4 Tips To Expedite Your Auto Accident Insurance Claim

    Being involved in a car accident can be bad enough--but waiting for your auto insurance company to pay out your claim when you need money to cover car repairs, medical bills, or other expenses can really add to your stress. Car insurance claims can take some time to process and payout, but there are some steps you may be able to take to expedite things on your end. File a Police Report, Where Needed [Read More]

  • 4 Things You Need to Understand About How Homeowner's Insurance Works

    It is not enough for you to have homeowner's insurance; you also need to understand your insurance coverage. Understanding your insurance coverage will allow you to properly prepare financially for an insurance claim and will allow you to make smarter decisions about the type of coverage you have. #1: Your Premium Your premium is the amount you are expected to pay for your coverage. With homeowner's insurance, your premium rate is locked for the year. [Read More]

  • Tips To Consider When Picking An Insurance Policy As A Contractor

    As a contractor, you frequently go hands-on in situations where there may be some risk involved. Maybe you walk around on a roof all day or you frequently work with electrical wiring. Regardless of what type of work you do, you need to make sure you and your business are properly covered from an insurance standpoint. Whether you are just starting out in your career or you just want to take another close look at your current policies, here are some tips to keep in mind when choosing contractors' insurance. [Read More]

  • Is Your Auto Insurance Responsible If The Car Is Flooded In A Parking Lot?

    A flash flood can quickly cause dramatic levels of rainwater in city streets and in parking lots. Sometimes people in stores and other buildings must be rescued by emergency workers because there is no way for them to safely exit. Who is liable for damage that occurs to vehicles parked in the lot? Will your auto insurance pay for the cost of repairs? Comprehensive Coverage Comprehensive automotive insurance is the first line of defense in this situation. [Read More]

  • Will Your Homeowners Insurance Policy Protect You?

    When you own a home, you need homeowners insurance with a company like Ronald H. Krupa Insurance Agency. Unfortunately, homeowners insurance might not cover everything that you thought that it would when you opened the policy. If you're not sure of what your policy covers, it's imperative that you take the time to read through and discuss the policy with your agent. Here, you'll learn a bit about what might not be covered if you were to file a claim for losses or repairs. [Read More]

  • What You Should Do If Your Pipes Freeze In The Winter

    Finding out that a pipe in your home is frozen is not a good problem to have on your hands. A frozen pipe can result in major water damage to your house and can be a costly repair to make. The best thing you can do is try to avoid frozen pipes this winter by properly preparing your pipes; however, if you still experience a problem like this, you might be able to file a claim with your home insurance for the costs of the repairs. [Read More]

  • Need Life Insurance? 4 Reasons You Should Work with a Licensed Agent

    If you're in the market for life insurance, don't try to go it alone. Purchasing life insurance requires attention to detail. It also requires experience that most people don't have. Now that you're ready to purchase life insurance, make sure you have someone in your corner to help. Here are four reasons why you need the assistance of a life insurance agent. They Understand Your Insurance Needs When it comes to purchasing life insurance, it's important that all your needs are met. [Read More]

  • If Your Family-Owned Business Is Becoming Successful, Protect Everyone's Health With Group Health Insurance

    Your family-owned business is profitable and expanded slightly but remains focused on a handful of your family members. In this situation, you need to make sure that you take the time to find high-quality group health insurance policies that can provide your with the protection that you need. Your Small Business Deserves Great Health Insurance  In a small family business, you need to take great pains to ensure that everyone has great health insurance. [Read More]

  • How Third Parties In Your Area Affect Your Auto Insurance Rates

    Your age, credit score, driving history, driving experience, and gender, as well as other first-party factors, are some of the things that affect your auto insurance rates. However, there are also third-party factors that may affect your rates. Here are some of those third parties. Government Auto insurance issues are generally regulated at the state level. States determine the minimum coverage level and whether you need underinsured or uninsured (UIM/UM) coverage. [Read More]

  • 3 Ways To Save On Auto Insurance

    Auto insurance is mandatory throughout most the US in order to be able to be on the road. Even if you live in New Hampshire or Virginia, the two states where auto insurance is not a requirement, you will still want to ensure that you have adequate coverage. Not having auto insurance or not having enough coverage, can mean financial disaster. However, it's important to also have a policy that you can afford. [Read More]