Think Your Commercial Property Insurance Policy Is Lacking? What To Do Today

Posted on: 28 October 2022

If you have a commercial property and you don't think that your insurance plan is enough, or that the property wasn’t assessed properly, you will want to talk with a couple different insurance professionals to get new quotes. Not only will they see what the cost is, but what those other insurance professionals put in their coverage plan. You want to be protected from property damage or loss, and liability concerns. [Read More]

What Are The Benefits And Drawbacks Of Indexed Universal Life Insurance?

Posted on: 19 September 2022

Indexed universal life insurance, or IUL policies, can help you build up your wealth profile while also leaving behind death benefits for your beneficiaries. The policy will place a part of your premium payment in a renewable term life insurance policy. The remainder is added to the cash value of your policy, minus any fees. Over time, the value of the cash is credited with the interest made on these increases in what is called an equity index. [Read More]

Insuring Your Vehicle With Comprehensive Coverage

Posted on: 5 August 2022

Properly insuring your vehicle can be a necessary step for safely operating the vehicle. Unfortunately, individuals may make the error of only choosing an insurance policy that will provide limited or insufficient coverage for the level of risk that they assume when operating these vehicles. In particular, comprehensive policies can offer protection against various significant threats. Protection Against Uninsured Drivers Being involved in an accident with an uninsured driver can be a serious problem as a person could find it very difficult to recover compensation for their financial losses. [Read More]

How Your Job Affects Your Car Insurance

Posted on: 29 June 2022

Auto insurance coverage and rates are all about risks. High-risk drivers pay higher rates than low-risk drivers. Thus, anything that affects your risk designation affects the coverage you need and the rates you pay. For example, your job, occupation, or work can affect your car insurance. Below are several ways the effects might arise. Annual Mileage Insurance companies consider your annual mileage in rate calculation because it affects your risk of an accident. [Read More]