3 Reasons To Buy Car Insurance From A Multi-Company Agency

Posted on: 9 September 2017

Nowadays, a lot of people buy their car insurance directly from the insurance company. However, this does not mean that going through an agency that works with multiple companies isn't a good idea. These are three reasons why you might want to consider working with one of these agencies.

1. Get Multiple Quotes at Once

First of all, as you might already know, it is usually a good idea to get quotes from more than one car insurance company before buying coverage. This can be time-consuming to do, but if you'd like to cut out some of the time that it takes, you can work with an agent who works with several different insurance companies. Then, you can ask the agent to pull multiple quotes for you.

2. Switch Companies Easily

Even though you might choose the plan that is most affordable for you in the beginning, things can change when it's time to renew your policy. For example, if you get in an accident or if you get a speeding ticket, your insurance could go up with your current provider. However, some companies are more forgiving for these types of things than others, particularly for those who have generally good driving records. If you choose to switch insurance companies when it's time to renew your policy, it is sure to be a whole lot easier when you work with an agent who works with multiple companies. He or she will already have all of your information and can help you make the transition as easily as possible. He or she will also be able to handle any necessary paperwork that might go along with the change, such as submitting paperwork to your car lender to let them know about your car insurance change or submitting proof of your new insurance to your old insurance company so that you can cancel your policy.

3. Have an Unbiased Contact

Of course, insurance agents have to make a living too, so they typically receive some form of commission. However, since they work with multiple companies, they often aren't necessarily partial to one company over another. This isn't going to be the case if you work directly with one company. This means that you can get advice about the best company and policy for you without worrying about your agent having a heavy preference for one company or another.

As you can see, there are a few reasons why it can be a good idea to buy your auto insurance through an agency that works with multiple different companies. If you talk to someone from one of these agencies, you can find out more about the coverage that's available for you and how much it costs. Then, you can get signed up for the car insurance coverage that you need.