Insurance

  • How Third Parties In Your Area Affect Your Auto Insurance Rates

    Your age, credit score, driving history, driving experience, and gender, as well as other first-party factors, are some of the things that affect your auto insurance rates. However, there are also third-party factors that may affect your rates. Here are some of those third parties. Government Auto insurance issues are generally regulated at the state level. States determine the minimum coverage level and whether you need underinsured or uninsured (UIM/UM) coverage. [Read More]

  • 3 Ways To Save On Auto Insurance

    Auto insurance is mandatory throughout most the US in order to be able to be on the road. Even if you live in New Hampshire or Virginia, the two states where auto insurance is not a requirement, you will still want to ensure that you have adequate coverage. Not having auto insurance or not having enough coverage, can mean financial disaster. However, it's important to also have a policy that you can afford. [Read More]

  • SR22 Insurance; What You Need To Know About It

    Have you recently had your driver's license suspended or revoked? If so, having your license reinstated afterward may require SR22 insurance. If this is the first time you are hearing about SR22 auto insurance, you may be wondering what it is and why it is required. Here is an overview about what you need to know about this special kind of insurance for your unique situation. What's SR22 Insurance? SR22 insurance is a special policy you may need to purchase if  you've lost your license due to breaking the law. [Read More]

  • What Caused My Homeowners' Insurance To Rise In Cost?

     You've paid your premium on time, there's no serious damage to your house that you know of, and yet when the time came to renew your home insurance policy, you were told that your premium would spike upward. What gives? If you find yourself in this situation, here are some of the reasons why you might be looking at a higher monthly insurance cost. An Inspection Revealed Something Even if you pay your premium on time and don't give the insurance company any problems, they might still send someone out to your home for an inspection when you are up for a renewal. [Read More]

  • Keeping Your Car Safe, Retaining Value, And Avoiding Accidents

    There are about 6 million car wrecks on an annual basis, causing injuries and property damage. It takes some preemptive decisions to avoid malfunction that leads to vehicle wrecks and to make sure you can get your car back in one piece following a wreck. Whether you own a domestic or foreign vehicle, it's up to you to make things right. You can get started with the following words of advice. [Read More]

  • 3 Reasons Your New Company Needs Business Insurance

    When you are just starting out with a new business, money might be tight and you are likely trying to keep expenses to a minimum. That said, one expense you absolutely need to budget for every month is the premium on your business insurance. Here are three reasons why starting a new company without insurance is just asking for trouble: It Might Be the Law Depending on your state and how many employees your company has, your business might actually be legally required to carry different types of business insurance, including policies for workers' compensation or disability. [Read More]

  • Did You Get Injured Building A Defense Base Overseas? Your Employer Must Pay You Compensation

    There is a lot of good money available in building defense contracts, particularly if you go overseas. Hundreds of bases need to be built every year and maintained properly to ensure that our military members are safe. But if you are injured during one of these trips and your boss is trying to avoid paying your workers' compensation, you are protected by the Defense Base Act and should receive money. Builders like you are considered longshoremen, which mean you work overseas on a variety of different projects. [Read More]

  • 4 Home Insurance Tips To Remember Before Installing A Swimming Pool

    If you are thinking about installing a swimming pool, you could be thinking about the maintenance of the pool and about the fun that you and your family will have with it. One thing that you might not have thought about, however, is your home insurance. However, you should know that your home insurance can be affected by a swimming pool. These are a few things to keep in mind in order to help with this. [Read More]

  • SR-22 Filings: What To Know

    When you have run into big problems with your driving and license, you may be relieved after you sort everything out. You may be all set to drive again until you learn about the SR-22. This document can affect your driving ability and whether you find yourself in additional trouble. Consider the following. What is the so-called SR-22? Often referred to by that name or the term "certificate of financial responsibility" [Read More]

  • Tips For Insuring Your Company

    A business will represent a sizable portion of your wealth. However, if you are like many other individuals, you may not be fully aware of the types of steps that can be taken to protect your business and reduce its risk. While insurance policies can be invaluable in this regard, it can be easy to overlook some of the type of protection that you should include with your insurance. Insure Your Equipment [Read More]