4 Things You Need to Understand About How Homeowner's Insurance Works
24 June 2020
It is not enough for you to have homeowner's insurance; you also need to understand your insurance coverage. Understanding your insurance coverage will allow you to properly prepare financially for an insurance claim and will allow you to make smarter decisions about the type of coverage you have.
#1: Your Premium
Your premium is the amount you are expected to pay for your coverage. With homeowner's insurance, your premium rate is locked for the year.
Tips To Consider When Picking An Insurance Policy As A Contractor
26 February 2020
As a contractor, you frequently go hands-on in situations where there may be some risk involved. Maybe you walk around on a roof all day or you frequently work with electrical wiring. Regardless of what type of work you do, you need to make sure you and your business are properly covered from an insurance standpoint. Whether you are just starting out in your career or you just want to take another close look at your current policies, here are some tips to keep in mind when choosing contractors' insurance.
Is Your Auto Insurance Responsible If The Car Is Flooded In A Parking Lot?
23 December 2019
A flash flood can quickly cause dramatic levels of rainwater in city streets and in parking lots. Sometimes people in stores and other buildings must be rescued by emergency workers because there is no way for them to safely exit. Who is liable for damage that occurs to vehicles parked in the lot? Will your auto insurance pay for the cost of repairs?
Comprehensive automotive insurance is the first line of defense in this situation.
Will Your Homeowners Insurance Policy Protect You?
19 November 2019
When you own a home, you need homeowners insurance with a company like Ronald H. Krupa Insurance Agency. Unfortunately, homeowners insurance might not cover everything that you thought that it would when you opened the policy. If you're not sure of what your policy covers, it's imperative that you take the time to read through and discuss the policy with your agent. Here, you'll learn a bit about what might not be covered if you were to file a claim for losses or repairs.