Three Reasons Extra Attention Should Be Paid To Your Loss Of Use Clause

Posted on: 5 January 2021

Homeowners insurance is typically required for a house, particularly when you live in a neighborhood with a homeowners association or you have a home loan. Even if your home is paid off, homeowners insurance provides protection that you cannot find anywhere else. There are a number of clauses in any homeowners insurance policy. Many of them will dictate exactly what home structures are covered and how much your insurance policy covers for each issue. [Read More]

Factors That Cause Changes In Auto Insurance Rates

Posted on: 25 November 2020

When certain things change, the changes can affect your auto insurance rates. If you receive a notice that states your policy costs are increasing or decreasing, it is probably due to some type of change. Here are some of the primary factors that can lead to changes in auto insurance rates. Vehicle Changes Anytime you add, remove, or trade-in a vehicle, your insurance costs will change. Insurance agencies use formulas to determine the rates they charge, and these formulas factor in the vehicles you have. [Read More]

What Else Does Your Auto Insurance Cover?

Posted on: 28 October 2020

When you buy auto insurance, you probably buy it in case of an accident or your car getting stolen. However, there are many other situations that your car insurance can cover if you choose the right options. Roadside Assistance Your parents may have been members of an automobile club that would send someone out if they ever broke down on the side of the road. Those programs still exist, but your auto insurance may offer what's usually a much cheaper option. [Read More]

How Working With An Independent Insurance Agency Can Benefit You

Posted on: 29 September 2020

When you are buying insurance for your home, car, or RV and other toys, getting a reasonable price and still getting good coverage is essential. Working with an independent insurance agency can open up some options that allow more choices and could be worth taking the time to check out before buying any policy, Customer Focused One of the largest benefits you often get with an independent insurance agency is a focus on what is right for each customer that comes through the door. [Read More]